Category Archives: Car Purchase
If you have poor or weak credit and much of your pay is based on getting tips it is essential your report all of your tip money in order to have the best shot at getting loan approval. People employed in the restaurant or hospitality industry have different views or approaches on tips. Sometimes the cash tips are simply pocketed and not reported on tax returns. More often, some of the cash tips are reported … Continue reading
There are many cases in which adding loan gap insurance is an advantageous for bad credit auto loans. What specific type of loans does loan gap insurance make the most sense: a loan where you have a down payment less than 15 to 20 percent of the purchase price or a loan that is financed for beyond the standard 3-year, 36 month term. Why loan gap insurance? First, what is the definition of gap insurance? … Continue reading
Prior to going out and purchasing a car, whether you have good or bad credit, there are several factors you should keep in mind. First, establish a limit on what you are going to spend on the car. Either a set dollar amount for the entire purchase price or an amount you can comfortably afford to pay each month. In order to do this you have to be aware of all of your monthly expenses … Continue reading
Most of us could probably guess that bad credit will bring your FICO score down but we may not know the details. You can look at your own credit report or anyone else’s, read through it, and pretty much tell if the person has good or bad credit. The FICO score puts a numerical value on an individual’s credit. It takes the pages and pages of the credit reports and all the accounts and statuses … Continue reading
The point of this article is not to discourage you from applying for and taking out a bad credit car loan. Actually, it is the exact opposite. There is a lot of ambiguity and confusion out there about bad credit car loans. No, they are not tote the note pay by the week dealers. Bad credit car loans are legitimate loans that improve your credit when you pay them back on time. Several pieces have … Continue reading
A bad credit auto loan is no different than an ordinary car loan in the sense that you will still have the everyday maintenance expenses on the car. These daily expenses are something additional to consider when purchasing a car especially with bad credit. The purpose of a bad credit car loan is to build up or restore your credit. So what you do not want is to under budget the car maintenance expenses you … Continue reading
You are applying for a bad credit car loan. Your loan has been approved. Congratulations, you are half way there! However, there is one final hurdle you must overcome: signing the paperwork at the end of the purchase. Signing the paperwork sounds easy enough and with an honest dealer it usually is easy. Keep in mind, however, in most states contractual law is the law of the land meaning whatever you sign on the dotted … Continue reading
Not all the news about the economy is bad. A major credit agency recently reported an increase of approved bad credit auto loans. Contained in the news release, as well, was a decrease in the number of delinquencies and repossessions. So what does this mean for the auto buying public? Although many forms of credit remain tight, lenders to the auto industry may be loosening the purse strings. It wasn’t news for us! For the … Continue reading
Do you need a credit life insurance policy on your car loan? The choice is yours, but consider the following ideas. At many reputable auto finance websites their dealers and internet lenders let you make the choice. Credit life insurance is designed to pay off the car loan if you die before the contract is fulfilled. It is a form of decreasing term life insurance and decreases in value as the amount owed decreases. It … Continue reading
If you have bad credit, really bad credit or just poor credit, you are very familiar with bad credit auto loans and some of the lenders who make them and take every advantage possible of borrowers who are in bad shape financially. If you have bad credit and you are trying to find the financing for your next car, we can probably tell you some things that will help. We’ve been working with those who … Continue reading
New Car Loan
The cost of getting you a new vehicle is pretty unavoidable. A lot of us wish for a new car but a lot of us also just are unable to afford the purchase of one. This becomes a burden. However, When you are looking into taking out an auto loan, you are not limited to taking...
Used Car Loan
Used car loans are being processed every day in the thousands through online applications. People with good credit, poor credit, and very bad credit are being accepted and allowed to drive away in the car of their dreams, because they applied online to competitive lenders...
Refinance Car Loan
Refinancing car loans can be applied online with the privacy and security of your own home. Auto refinancing is popular in many people those suffered from bad credit, poor credit or bankruptcy in the past. Apply below for refinancing your car loan at lowest possible interest rates!
The 3 easy steps
Use the short application form!
- Get contacted by auto lenders with your car loan options!
- With pre-approved financing in your hand, select your new car!
- You can get approved for an auto loan in as early as 48 hours
- Full coverage in all 50 states
- Approval in minutes
- No cost or obligation
- Select your car locally with financing already in place
- Bankruptcy, previous repossession ok